GUIDANCE FOR AGES 18-30: Credit Cards – Pay Your Balance Monthly

Love them or hate them, credit cards are a part of everyone’s life today. One of the most important principals about credit card use a young person should remember is to never charge for a purchase that you can’t pay completely off when the monthly bill arrives. Credit cards can be used to build your credit score but can just as quickly damage it if one falls behind and carries a monthly balance forward. Spending wisely and paying off your card every month builds strong credit and strong financial practices.