Most young people just joining the work force are so happy to be getting their first paychecks that they don’t consider their financial “big picture.” If you take time to create a sound financial plan now that considers both short term (paying off that credit card) and long term (establishing a strong retirement account) milestones, you’ll establish a strong financial foundation for growth in your 30s, 40s, 50s and beyond. During this phase of life, your main financial focus might be:

• Establishing a budget and tracking expenses
• Planning for the purchase of your first home
• Paying student loans
• Paying down credit card debt
• Establishing credit
• Establishing a retirement savings plan
• Getting married and/or having children
• Healthcare, life and disability insurance
• Possibly even business planning

It’s never too early to establish a foundation for financial well-being. Your FAS Financial Advisor can help you navigate your options for this phase in life.