Many folks see financial planners as those who will guide them toward successful and happy retirement years. That is the ultimate goal for many, but the truth is that a sound financial plan encompasses every phase of life.

Every day, we all make financial decisions that affect the quality of our tomorrows.

Those just graduating from school and getting their first jobs should know the importance of saving and the benefits of beginning early. Taking advantage of their company’s 401(k) and tax saving benefit plans now can begin a strong foundation for their futures.

Those just getting married should be smart to not only bolster their retirement plans, but begin thinking about when they might begin a family. Starting a college fund when children are very young allows plenty of time for even small investments to compound over the years. Those in mid life may consider the reality that their parents may require additional care as they continue into their elder years.

Regardless of what phase of life you might be enjoying today, making plans that consider every part of your future is a smart approach. This month, we’ll be making a series of posts to help you navigate life’s experiences at every stage.